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Life assurance

Finding the right protection for you

Your home may be repossessed if you do not keep up repayments on your mortgage.
Buy to let mortgages are not regulated by the FCA.

life assurance

Could you still maintain a mortgage if you lost a loved one or a joint borrower?

Plans can be put in place to ensure that a mortgage is repaid in the event of a premature death during the mortgage term

Plans can be arranged on a decreasing basis aimed at protecting a repayment mortgage or on a level basis aimed at protecting an interest only mortgage

Policies can be written in trust meaning the proceeds from the policy can be paid directly to the beneficiaries rather than to your legal estate, and will therefore not be considered when inheritance tax is calculated

life assurance

Premiums can be fixed at the start of the plan and for the remainder of the term meaning that premiums will never increase

Plans can be arranged on either a single life or joint life basis

A relevant life plan can be arranged for employers to provide an individual death in service benefit for an employee, ideal for people who own a Limited Company

Family income benefit plans can be put in place to replace the income lost following the death of a joint borrower for a specified period such as the youngest child reaching aged 25

Confused by all the options? We can and will guide you every step of the way.

Expert advice is available to find the right mortgage and protection for you.

Call us today on 01462 850650 or email info@mortgagequesthitchin.co.uk

Registered as a Limited Company in England and Wales No. 07975959.
Registered address: 37 Church Street, Clifton, Bedfordshire, SG17 5ET.

Mortgage Quest Hitchin Limited is an Appointed Representative of Intrinsic Mortgage Planning Limited which is authorised and regulated by the Financial Conduct Authority.